Continuing fall in personal insolvency numbers

Personal insolvency numbers in Australia have continued their decline, with the 1,012 new personal insolvencies in June 2025 falling by 75 from 1,087 in May 2025.

Of the new personal insolvencies, 570 were bankruptcies (56%), 427 were Part IX debt agreements (42%), and only 15 (1%) were Part X personal insolvency agreements. There were no insolvent deceased estates.

The main industries of debtors remain construction (a fall of 1.5%) and health care and social assistance.  Retail (9.1%) and transport (29.7%) fell significantly. 

During the same period, 295 people who entered a personal insolvency were also involved in a business, rising by 1 from 294 in May 2025. This covers sole traders, people in partnerships or directors in companies.

Data provided in AFSA’s monthly statistics is provisional and not final. Provisional personal insolvencies decreased in June 2025 | Australian Financial Security Authority

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