AFSA’s provisional monthly statistics in personal insolvency show only a minor monthly increase in numbers – 71 – during December 2025: that is, 1,063 new personal insolvencies increasing from 992 in November 2025 and higher than the 828 in December 2024.
As usual, mostly, around 60% were bankruptcies and under 40% were debt agreements. The construction industry continues to feature. Around 45% of bankruptcies are now business related.
The total for July-December 2025 is 6682.
The full financial year may therefore exceed 13,300, above the 12,250 in 2024-25, but well down on the 10-year average of 19,500.
